Local knowledge matters. We help Temple homebuyers and investors find the perfect mortgage deal with zero jargon and 100% personal support.
Buying property in Temple is unique. Whether you are looking for a modern family home or a character property, you need a broker who understands the local market and how to navigate it.
Average Property Price: £320,000
Year-on-Year Change: +3.5%
Average Time to Offer: 36 days
Stone houses, period cottages, and converted properties. Very limited stock — availability is rare. Character properties from £270,000-£500,000+. Smaller cottages from £235,000-£320,000. Properties with south-facing river views command the strongest premiums.
Temple is a historically significant village in the South Esk valley, notable for the ancient Preceptory of the Knights Templar. The riverside setting with mature trees and steep valley sides creates an unusually dramatic and beautiful environment. Very small, very quiet, and genuinely historic. The combination of medieval history, river scenery, and rural privacy makes Temple one of Midlothian's most distinctive communities.
Rural buyers, second home purchasers, and lifestyle movers seeking a historic Midlothian village. Buyers drawn by the Preceptory of St Mary and the South Esk river setting. Very limited supply creates strong demand from buyers seeking genuinely character properties.
B6372 provides access to Gorebridge and the wider road network. Gorebridge Borders Railway station is the nearest rail option, providing Edinburgh Waverley services in 25 minutes. Car ownership is essential. Scenic cycling routes through the Esk valleys.
Small rural primary in the area. Secondary pupils attend Newbattle Community High School. The rural setting means school transport is a consideration for families.
Rural character properties require thorough Home Report surveys. Entry from £230,000 for smaller properties. Budget 10-15% deposit. Properties sell slowly (36 days) — use that time for careful due diligence including drainage and structural assessment. Temple is best suited to buyers making a deliberate lifestyle choice rather than a stepping-stone purchase.
Whatever your property goals in Temple and the surrounding Midlothian area, we have the expertise to help.
A mortgage broker in Temple compares deals from across the whole market to find the best rates for your situation. We handle the paperwork, liaise with lenders and solicitors, and guide you through every step — saving you time and potentially thousands of pounds.
We offer the full range of mortgage products for Temple buyers: first-time buyer mortgages, remortgages, buy-to-let, home mover mortgages, and specialist lending for self-employed or bad credit applicants. We search the whole market for competitive rates.
The average property price in Temple is currently £320,000, with prices changing by +3.5% over the past year. Contact us for a personalised affordability assessment.
Your initial consultation with McGhie Mortgages is completely free and comes with no obligation. We'll discuss your situation, answer your questions, and explain your options before you decide to proceed.
"Marc has been immense guiding us through our mortgage journey. We are so grateful for the way he explained everything in a manner that made everything so easy to understand. I would not hesitate to recommend him to friends and family."
— Steve Miller
"Marc and his team offer a reliable service, quick response time and good advice. I’ve been using Marc’s services for 5 years and will continue to do so for the foreseeable future."
— Stephen Rudge
"Marc was brilliant in helping us understand the process involved in buying our first house. He was friendly, supportive and informative throughout the process and was incredibly helpful in settling our nerves."
— Tom C
Looking for mortgage advice in a nearby area? We serve all of Midlothian.