Local knowledge matters. We help Fala homebuyers and investors find the perfect mortgage deal with zero jargon and 100% personal support.
Buying property in Fala is unique. Whether you are looking for a modern family home or a character property, you need a broker who understands the local market and how to navigate it.
Average Property Price: £355,000
Year-on-Year Change: +3.2%
Average Time to Offer: 38 days
Stone farmhouses, rural cottages, and traditional Scottish properties. Very limited stock. Detached rural properties from £300,000-£600,000+. Cottages from £265,000-£380,000. Properties often include agricultural outbuildings, stables, or land. Energy efficiency improvements increasingly important in older rural properties.
Fala is one of Midlothian's most rural communities, sitting high on the Lammermuir foothills alongside the historic A68 drove road to Edinburgh. The surrounding landscape is open moorland with big skies, wide views, and absolute peace. Fala Flow nature reserve is adjacent — a remarkable peat bog SSSI. The village has a small community of permanent residents and holiday properties. Life here is genuinely rural — for buyers who mean it.
Rural lifestyle buyers and second home purchasers. Buyers seeking genuine Scottish countryside living on the A68 corridor. Equestrian and agricultural buyers. Buyers relocating from Edinburgh seeking maximum space and rural character. Very low turnover creates strong competition for the rare available properties.
A68 road provides access to Edinburgh (30-35 minutes) and the Borders. Car ownership is essential and rural road awareness important in winter. The A68 is a major arterial route giving reliable access in most conditions. Pathhead and Gorebridge give access to broader bus networks.
Fala and Soutra Primary School serves the area — a small rural school with strong community character. Secondary pupils travel to Newbattle Community High School. Rural school transport is available.
Rural properties at this level require thorough Home Report surveys. Budget for specialist drainage, structural, and energy assessments. Entry from £265,000. Budget 15% deposit for rural properties. Factor in heating costs — older rural properties can be expensive to run. Fala is for committed rural buyers, not stepping-stone purchases. Edinburgh in 35 minutes by car when the A68 is clear.
Whatever your property goals in Fala and the surrounding Midlothian area, we have the expertise to help.
A mortgage broker in Fala compares deals from across the whole market to find the best rates for your situation. We handle the paperwork, liaise with lenders and solicitors, and guide you through every step — saving you time and potentially thousands of pounds.
We offer the full range of mortgage products for Fala buyers: first-time buyer mortgages, remortgages, buy-to-let, home mover mortgages, and specialist lending for self-employed or bad credit applicants. We search the whole market for competitive rates.
The average property price in Fala is currently £355,000, with prices changing by +3.2% over the past year. Contact us for a personalised affordability assessment.
Your initial consultation with McGhie Mortgages is completely free and comes with no obligation. We'll discuss your situation, answer your questions, and explain your options before you decide to proceed.
"My partner and I bought our first home with the help of Marc. He was personable, friendly and we felt we could reach out with any queries. Marc was great at explaining a lot of mortgage and insurance lingo we weren’t sure of and put our mind at ease."
— Lucy Rowlands
"Having Marc get my partners and my mortgage offered within 7 days, with no stress whatsoever made a huge difference. Marc and his admin made the process very seamless. I have recommended Marc to a number of my family and friends."
— Connor Preston-Crawford
"Excellent service from Marc, he went above and beyond to organise my mortgage under very challenging circumstances, kept me updated along the way, was prompt with queries, and was a pleasure to work with. Highly recommended."
— Simon Stocks
Looking for mortgage advice in a nearby area? We serve all of Midlothian.